Property Development Finance Specialists

Hands-on funding advice for experienced developers and property professionals. We structure finance, manage lenders, and stay involved until your deal completes.

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020 3773 5458

Navigating Property Finance Successfully

Property finance has become harder, slower, and more fragmented than ever, even for experienced developers.

Endless forms and repeated questions. Valuations not properly prepared for. Legal enquiries that arrive late. And, with more than 500 specialist lenders in the UK market, navigating this landscape can quickly become costly and frustrating.

Our role is to help you see what’s coming and structure funding that holds up in practice, not just on paper.

Our Services

Our services help developers and property professionals anticipate lender scrutiny, reduce avoidable delays, and maintain momentum through valuation, legal stages, and drawdown.

Development Finance

Hands-on advisory support for ground-up development, heavy refurbishment, development exits, and land-led schemes. Managing the funding process from early strategy through to completion.

Bridging Finance

Structured bridging advice for acquisitions, planning strategies, refurbishments, and exits, where certainty and deliverability matter.

Specialist Property Finance

Advisory support for complex and non-standard projects where asset type, structure, and sequencing matter as much as headline terms.

Strategic Debt Advisory

Capital planning and debt advisory for developers and property businesses operating beyond simple single-lender facilities.

Why you need our advice?

Funding Wise provides strategic advice to help you position your project correctly before approaching lenders, so you can avoid costly delays, and successfully navigate complications.

At Funding Wise we:

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£17m

Largest lend

£225m+

Funding secured since 2020

~90%

Project completion rate

163+

Projects completed since 2020

What makes Funding Wise different

Funding problems often emerge later, after a lender has been confirmed and the transaction is under way.

That’s why we stay involved beyond the introduction. We manage the funding process end-to-end so it holds up under scrutiny, pressure, and change — remaining accountable until the deal completes.

We invest the time to properly understand the asset, the strategy, and the risks — because that’s how good funding decisions are made.

That means visiting sites, questioning assumptions, and engaging with the detail rather than pushing projects into lender boxes and hoping for the best.

Valuations, legal queries, monitoring requirements and underwriting challenges rarely come out of nowhere.

We work to identify likely pressure points early and address them upfront, reducing avoidable delays, surprises, and re-trades later in the process.

Funding should support the reality of how a project will be delivered from day one.

We structure facilities with a clear understanding of programme, contingencies, and exit routes, helping protect momentum when circumstances change.

From lender engagement through valuation, legals, monitoring and drawdown, we remain actively involved to keep the process moving and issues resolved.

Our Process

Call us on

020 3773 5458

Step 1

Initial Consultation

We take the time to understand you, your objectives, your track record, and the specifics of the project before any funding strategy is discussed.

Step 2

Funding Strategy & Lender Selection

We identify and shortlist lenders based on deliverability, structure, and suitability for your priorities — not simply headline pricing.

Step 3

Lender Preparation & Due Diligence

We prepare lender-ready information, engage directly with senior underwriters, and ensure alignment around both the borrower and the project before the process progresses.

Step 4

Valuation, Monitoring & Legal Coordination

We actively manage valuation expectations, monitoring surveyor engagement, and legal coordination to reduce friction and protect momentum through the most critical stage of the process.

Step 5

Completion

We coordinate all parties — lenders, valuers, solicitors and existing funders where relevant — to guide the transaction through to a smooth and timely completion.

Step 6

Ongoing Support & Exit Planning

We remain involved beyond drawdown, managing lender relationships and advising on refinances, extensions, exits, or funding for future projects as circumstances evolve.

Case Studies

£1.7m Development Exit Bridge for Woodland Mews, West Midlands
£4m Development Loan for Salston Manor Residential Scheme